1. Acceptance of Terms
By using My Online Tools, you agree to be bound by these Terms of Use and any applicable laws. If you do not agree with these terms, please discontinue use of the website immediately.

2. Use of Our Services
My Online Tools is a free-to-use platform that provides a variety of web-based utility tools. You agree to use these tools responsibly and in accordance with applicable laws and regulations. The tools are intended for personal or professional use, and not for any illegal, malicious, or harmful activities.

3. No Login or Account Required
Our platform does not require user accounts or login credentials. You are free to use the tools anonymously. We do not collect sensitive personal information as part of your usage of the site.

4. Intellectual Property
All content on My Online Tools, including but not limited to text, tools, logos, graphics, and software, is the property of My Online Tools unless otherwise noted. You may not reproduce, distribute, or use our content for commercial purposes without our express written permission.

5. Limitation of Liability
My Online Tools is provided “as-is” without any warranties, express or implied. While we strive to ensure our tools are accurate and reliable, we do not guarantee that they will always be free from errors or interruptions. We are not liable for any damages or losses resulting from the use of our site or its services.

6. External Links
Our website may contain links to third-party websites that are not owned or controlled by My Online Tools. We are not responsible for the content, privacy policies, or practices of any third-party sites. You acknowledge and agree that we will not be liable for any damages or losses caused by your use of these third-party websites.

7. User Comments
My Online Tools allows users to post comments on our blog. By posting comments, you agree that:

• You will not post content that is illegal, harmful, abusive, or defamatory.
• We reserve the right to remove any content that violates these terms or is deemed inappropriate.

8. Modification of Terms
We reserve the right to modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon being posted on the website. Your continued use of the site following the posting of changes constitutes your acceptance of those changes.

9. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of [insert applicable jurisdiction], and you submit to the exclusive jurisdiction of the courts in that jurisdiction for the resolution of any disputes.

10. Contact Us
If you have any questions about these Terms of Use, please contact us at:
Email: hey@myonlinetools.com.ng